Step-by-step plan for buying a house in Spain: how to make your dream come true

Do you dream of buying a house in Spain? Whether it is a long-cherished wish or has only recently occurred – buying a home in Spain is a wonderful adventure. But how do you get started? With this step-by-step plan for buying a house in Spain, we help you bring clarity and peace to the process.

A search often starts online, but that can also raise many questions. That is why we share our 10 practical steps that will help you make the right choices without any worries – right up to the key to your dream home on the Spanish coast!

1. Check your finances

It all starts with your budget. Decide what you can (or want to) spend, and take into account additional buyer costs such as transfer tax, notary and lawyer – these are around 12-14% in Spain.

Do you need financing? Arrange this in time, so that you can search specifically.

2. Determine your housing needs

What is important to you in a home? Think about things like new construction or existing, view, distance to the beach, maintenance, outdoor space and privacy.

Make a clear distinction between what you really need and what is especially desirable, so that you can search in a targeted manner and know where you can possibly make concessions.

3. Choose your region or location

Each region in Spain has its own character, climate, culture and facilities. Think of the vibrant coastal towns on the Costa del Sol, the quiet inland of Andalusia, or the green hills of Costa Blanca North. Accessibility also plays a role: how far is the flight, is there an airport nearby, and what about local facilities such as shops, healthcare and public transport?

If you don't know the area well yet, a visit to the area is essential. Experience the atmosphere, explore the area at different times of the day, and ask yourself the question: can I really see myself living here?

You can always adapt a home, but the location is permanent - so choose carefully.

4. Look, compare and gain insight

Based on your preferences, we will send you a selection of properties. This will give you a more concrete idea of ​​what is possible within your budget in Spain.

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5. Call in an expert

The Spanish real estate market differs in many ways from that in England – both legally and practically. Think of different purchasing procedures, regulations per region, property rights, and hidden costs.

Without good guidance, you can easily overlook important matters or encounter unpleasant surprises. With a local English-speaking real estate agent, you are stronger and you avoid surprises.

Moreover, it does not cost you anything extra – you are completely unburdened!

6. Plan your visit wisely

Once you know what you’re looking for and are ready to view properties, it’s time to plan your visit carefully. We’ll help you plan your visit so that you can view multiple suitable properties efficiently in a short space of time. When planning, take into account local holidays, siesta times and the fact that estate agents and notaries are often closed at weekends – Sundays in particular are usually very quiet in Spain.

The property market in popular regions can move quickly – if you come across your dream home, it’s important that you can act immediately. Good preparation will make you decisive and increase the chance that you won’t miss out on your ideal home

7. Viewing: focused and relaxed

During your stay in Spain, it is important to plan your viewings well. Together with your real estate agent in Spain, you will draw up a realistic and feasible list of homes that match your wishes and budget. Try to find a good balance: be selective and keep your housing needs in mind, but also remain open to suggestions from the agent. Sometimes surprising options come along that you may not have considered yourself, but that can perfectly match your lifestyle.

By looking specifically and not cramming too many homes into one day, you will maintain an overview and can compare carefully. During the visit, let your feelings guide you - you will only really see the atmosphere, surroundings and practical details when you walk around there yourself. Trust the local expertise of your Dutch-speaking agent, who will not only help you assess the homes, but also provide valuable information about the neighbourhood and future plans in the region. This way, you can make well-considered choices in a relaxed atmosphere.

8. Have everything checked legally

An independent lawyer in Spain checks the purchase deed, permits, debts and other legal aspects. This way you can buy with peace of mind and avoid risks.

Good legal advice - buy without worries!

More legal advice

9. Use our network of real estate specialists

During the purchase process in Spain, you will be faced with a lot of things – from legal checks to financial formalities. Fortunately, you are not alone. You can count on our carefully built network of reliable and experienced professionals. Think of specialized Dutch-speaking lawyers who legally represent your interests, notaries who officially guide the process, and independent mortgage advisors who help you obtain financing – even if you arrange this in the Netherlands or Belgium.

In addition, we are happy to put you in touch with rental partners or property managers if you want to rent out your home (partially), and with contractors or architects if renovations or refurbishments are required. Because we have been working with these professionals for years, we know that they deliver quality, respond quickly and find clear communication important.

This way, you have one point of contact and everything under control, from the first viewing to the handover of keys – and beyond.

10. Time to enjoy!

Congratulations! You have successfully completed the entire step-by-step plan for buying a house in Spain. Time to enjoy your home in the sun. Whether it is a holiday home, investment or new home base – your Spanish dream will come true!

Personal step-by-step plan for buying a house in Spain? We are happy to help you
Every situation is unique. That is why we are happy to think along with you about your personal step-by-step plan for buying a house in Spain. We are there for you at every step – with advice, guidance and local knowledge.

Feel free to contact us, then we will take the first step towards your house in Spain together.

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